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Welcome to City Wide Motors


In today's tough economy, people still try to get a decent car to move them from one place to another. The good news is that buying a car doesn't have to break the bank. All you need is determination, plus the right depot, and you will find a car that fits. And if anyone who desires to buy a car has a low credit score, low credit car financing is an option at City Wide motors.

At City Wide motors, buying and re-selling a used car is how we make life beautiful for customers. We focus on quality and uniqueness, so customers far and wide only get the best. Like other car workshops, getting a car at City Wide Motors is simple. However, things like customers' low credit may complicate things sometimes.


What does it mean to have low credit? 

In simple terms, a person with bad or low credit has a history of financial irresponsibility. Either they do not pay their bills on time or owe too much money. Low credit may make things like getting a car loan difficult for you. 




Thankfully, having low credit is not strong enough to stop anyone from getting a car. If anything, it is a great inspiration for strategizing before getting your car. We want you to know that options are available at City Wide motors. Options that focus on ways to improve your credit score. These are also the options that make it possible to pay your car loan on time.  


What are the low credit car financing options? 

City Wide Motors has a wide variety of low credit car financing options. We accept you whether you have bad credit, no credit, or want a better interest rate than the bank is offering. One of the benefits of using City Wide motors is that we provide a used vehicle financing service. With these tips, people with low credit find an affordable way to get their dream cars. 




1. Know your credit score

Before anyone thinks of buying a car at City Wide motors, they must learn their credit score. You want to be sure about your history. How much do you owe, and where does your credit score stand between 300 to 850?  

You might bite more than you can chew if you do not know your credit score before starting the shopping process. However, finding out that you have a low credit before you begin the process prepares you. It allows you to consider all the available options before getting a car at City Wide. 


2. Get Approval

Undoubtedly, the most popular payment method at City Wide motors is the buy here, pay here program. In this case, the company handles property tax, sales tax, and oil changes. It can also be a trouble-free process for people with low credit if they do the needful. First, knowing that you have low credit when you want to buy a car should make you check with us. You can confirm the car's price and payment term by checking with us. Approval from City Wide puts the process in motion and means that your dream is possible. 


3. Have a strong down payment

Having a low credit score when you want to finance a car can be a nightmare. You will most likely be paying the car loan for too long. Nobody wants to waste several years of their lives on loans. So, if you can pull a strong down payment, it should be an option. 

By making a strong down payment, you would not need to owe us too much for too long. A huge down payment lessens the burden of subsequent payments. 


4. Choose an affordable car

There is nothing wrong with aiming for the sky. In truth, everyone should only go for the best things in life. So, desiring the best cars is not wrong. However, you might want to bring things down a notch if you have low credit. When the car you choose is within the range of something you can afford, you get the chance to pay without worry. Otherwise, you may spend too much energy and time paying for the car. 




As earlier stated, there is nothing wrong with wanting a certain type of car. If you can finish the payment at the stipulated type, City Wide lets you turn the car in to get a nicer one. 


5.  Start Building Credit

There will always be another chance to get an asset in the future. So why not try to get your credit up? Whether it is a car at City Wide motors or not, building your credit is wise. When you do this, the tendency that organizations will consider you for auto financing loans is high.



Frankly, there's no easy way to get financing for a car using low credit—but you can do it. It comes down to preparing ahead and knowing what you want. As long as you do these, plenty of financing options are available. And of course, the options are not only available if you have a high or strong credit score. With your low credit score, you can get on with the low credit car financing


Thankfully, the lease program at City Wide motors already provides ease for everyone. People know us for our short financing term. City wide motors also allow their customers to upgrade the car type. The car upgrade usually happens after customers have finished paying a loan. So even with your low credit, you only need to do your research well. Doing that and getting ready to commit for two years is how you get the best from City Wide Motors.